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Dave Ramsey's Total Money Makeover has taken over at our house in the last month. I ordered the book and talked Justin into reading it two mornings a week. It has taken us a month just to read through the myths and obstacles, but now we have go to the game plan. We (me and with Justin's approval) refocused our budget and got some fire under our buns and today we paid off our first two big chunks of debt. Our goal is by December 31st of 2012 we will be debt free. We will still have a house to pay off, but that will give us something to work on in the next couple years.
In just a few weeks we have had so many new revelations about money. God doesn't want it to consume our life, he wants us to be able to give it to others freely without concern for our own well being. We are so excited to slowly get to this place. We want to teach our kids to have a biblical view of money and have the freedom to spend more time with them because we have been good stewards with what God has given us.
If you haven't read this book, GO PICK IT UP. It is such an easy read and will motivate almost anyone to put every penny they have to the freedom of being debt free.
Yeah for you! We did something similar the year Annelise was born. Our only debt is the house, we have a 3-month emergency fund, car savings and house savings and have adopted the cash envelope system. Honestly, if I could give any advice it would simply be to move to a cash-based spending style. Its saved us hundreds of dollars each month. :) Way to go!
ReplyDeleteWe do that too Rachael! I keep all of our bill money in the checking account, but everything else goes in my little envelopes. We have done it before, but we feel away in our dillegence and now we are starting up with a new fervor.
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