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Monday, June 25, 2012

Goodbye Student Loans... You Will NOT Be Missed

Pin It It has been almost exactly 12 months since we read the Dave Ramsey book and decided to knock out our debt. We have had student loans ever since we've been married and would have probably had them until our children were married if we had not put the pressure on ourselves to get free of debt.

Today we wrote our last check on the student loan and said goodbye to that portion of our budget. Now we are free to put that money somewhere else... and it feels so good.

We were not as diligent as we could of been staying exactly on budget, but we were disciplined enough to put any extra toward our debt rather than new projects, plans or dreams (and believe me, the opportunities were endless).

I know not everyone is in the position to pay off large chunks of debt. Sometimes the Lord gives us exactly what we need for that moment and not a penny extra. We have been there too, but we were in a season of life were we could revisit what we spent in certain areas and cut back enough to pay down our debt. It felt good to say no to some things and look toward a bigger goal.

This could have never happened with the the Lord as our Provider. He designed work and created us to be able to do it and has provided us with enough to pay our bills and more. It could have never happened without my husband who faithfully gets up every morning and pours his heart and soul into his jobs so that there will be enough money to get us through.


I am very grateful today... and excited.

3 comments:

  1. WOO HOO! The Dave Ramsey way has changed our life! It makes me sick to think of all the money wasted before we got on board. Because of our cash only system (and major budgeting!) I'm able to stay home 6 days a week and physically BE with my kids. Its a blessing. Without Dave Ramsey, I would be working five days a week. Sad. :) WAY TO GO!

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    Replies
    1. I love your story Rachael. It is amazing what a little discipline will do to change your whole course in life. We have to be focused and intentional with our money if we want to stay home with our little ones. It is so worth it too!

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    2. We are so excited and proud of you both! Way to go!

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